What is the benefit of Health Insurance?

What is Health Insurance

What is health insurance If a person has health insurance then that person is an insurance holder that person can take a cashless facility and get their treatment done while hospitalization for up to a period of 60 days depending on the insurance plans bought by the insurance policy It covers all the expenses of the hospital before and after it, even the facility of the ambulance is also covered in it? The health insurance policy also provides free checkups to the person. 

How much is health insurance?

Health insurance policy starts from Rs 240 per month, according to the information received by the company, the customer can take the health insurance policy on EMI for a minimum of Rs 240, ie can buy it, which the company says that the health insurance is under including hospitalization More than 20 is beneficial while the company has now increased.

Which diseases are covered by health insurance?

Health insurance covers many diseases 




kidney disease

brain tumor

How does Health Insurance work?

 Health Insurance provides coverage to its policyholders related to their medical treatment such as pre and post-hospitalization expenses such as:- Ambulance expenses OPD expenses Doctor expenses Hospital room expenses Medicines Expenses related to critical illness and Financial assistance also provided in a lot of insurance

What difference between Mediclaim & Health Insurance?

MEDICLAIM POLICY Mediclaim insurance policy does not provide insurance coverage in case of very serious or life-threatening diseases the diseases included in it are pre-defined health issues while health insurance covers more than 30 diseases under the health policy That’s why there are a lot of differences between Mediclaim Policy and Health Insurance.

What is the maximum age limit in the Mediclaim policy?

Citizen  Mediclaim Policy is a type of health-covered Mediclaim Policy that generally provides benefits to people in the age group of 60 to 80 years. Consumers are often required to undergo a medical check-up (prescribed by the insurer) to rule out any pre-existing disease or illness.

What are the disadvantages of insurance?

what is health insurance loss? 

The main reason for taking health insurance is cost as different health insurance plans may warrant higher premiums depending on a number of factors including your health status, your lifestyle, your age, etc.

What is the benefit of health insurance?

If you are insured, you can avail of cashless treatment while the insurance policy also covers pre and post-hospitalization charges for up to a period of 60 days depending on the insurance plans purchased.

It also covers the cost of an ambulance for the transportation of the insured. The health insurance policy also provides the facility of health check-ups, it is absolutely free from the company, and for this, it is imperative to have health insurance. 

what are the three benefits of health insurance?

There are three types of benefits of health insurance or health insurance as follows

With health insurance, you will enjoy

Peace of mind and less worry as you are covered by insurance 

Affordable care You have access to health information to keep you healthy

You can get free treatment in the hospital which has a panel of health insurance, to the extent you have paid the premium.

Why health insurance is so important 

Health insurance is important in today’s time, especially in case of a medical crisis. Health insurance can cover the ambulance charges for hospitalization, OPD hospital doctor consultation checkup bed fees, and medicine charges. 

What is Pradhan Mantri Swasthya Bima Yojana

In the Pradhan Mantri Swasthya Bima Yojana, every person has been given a free health insurance plan of up to 500000 every year, in this, every person can get free treatment up to 500000, and this has benefited many people in India, this is the world’s largest health insurance scheme.

this is how insurance works 

In particular, insurance companies providing health insurance have an agreement with major hospitals to provide cashless treatment to the insurance holder. In contrast, if the insurance company does not agree with the hospital, it will reimburse the policyholder for the treatment done by him. But the expenses are reimbursed on the basis of the bills, while promoting health insurance, the government is also giving discounts on the income tax i.e. income tax department.

What is a health card?

Under the National Digital Health Mission (NDHM) of the Government of India, it has been decided to issue Health ID cards to every citizen of the country. All the records related to your medicines, treatment, check-ups,s, and consultations will be recorded online on this cord. With their help, doctors will be able to adopt the best method of treatment according to your body.


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